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5 Money Saving Tips

Posted by Dairel Denton Posted on Apr 11 2016

 

Saving money should be everyone’s game.  Everybody wants to save money, right? 

Right.

But implementing money saving tactics can be a bit tricky and overwhelming. 

That’s where we come in.  We’ve compiled our top 10 money saving tips to take the stress of it off your shoulders.  Today, we’re sharing you our first 5 money saving tips. 

Tip 1 - Pay Yourself First.

I recommend starting with your savings.  Setup an automatic transfer from your checking account to a designated savings account.  I would establish the automatic transfer for the day your paycheck hits your checking account, that way you will never miss it.  Your savings will start building on its own without you having to take time each month.

Tip 2 - Actually Fill Out Cash-Back Rebates

How many times do you go to the store and receive a rebate for something you purchased?  Probably more often then you realize.  Rebates are available on a lot of different products, especially big-ticket items.  However, they can be on smaller ones, too.  Recently, I purchase anti-freeze and was offered a $1 back for every 2 gallons I purchased.  Make it a habit to fill out the forms and send them in as soon as possible.

Tip 3 - Eat At Home More Often

You can save so much money just by eating at home more.  I recommend taking time to find great recipes and creating delicious meals.  It will help cooking at home seem more appealing.

Tip 4 - Cut Back on Cable

Take a look at your cable bill or satellite bill.  See if there is a lesser program that you could easily switch to for less money.  For the most part, most families don’t watch 300 channels on a regular basis.  Typically, you find a group of channels you like and stick to those.  Most companies offer smaller lineups with the channels you like that are at a cheaper rate.

Tip 5 - Pay Your Credit Card Balances in Full Every Month

Save yourself the interest fee by paying off your balance each month.  Most credit card companies do not charge interest as long as you pay within the month.  You can avoid the high interest rate.  

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