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Here are some great tips on how to repair your credit score.  Even if you're just starting out and may not have had a chance to build your credit, these tips can be useful.

ONE: Keep amounts you owe low.  By maintaining either no balance or a low balance then that can have a positive impact on your credit score. 

TWO: Make Your Payments.  Don’t skip payments and try to be on time each month.  By being delinquent or missing payments you can do some serious damage to your score. 

THREE: Don’t open too many accounts in a short period of time.  New accounts will lower your credit score.  And new accounts on a rapid basis can make you appear too risky.